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Is the Banking Business Model in for a Shift?

You may have noticed Ally Bank, Discover, Chase, and others promising a computer-free, and, in some cases, foreigner-free customer service experience.  Discover card is moving customer service to Utah.  Chase promises that you will get a person not a machine on the...

Non-Traditional Financing for Your Small Business

Guest post by Sara Mackey With commercial banks and other traditional lending organizations cutting significantly back on financing small business, other alternative and non-traditional funding has become a necessity when considering your business model. By exploring...

Sears/Kmart Battles Business Model Relevance

Earlier this year, Sears Holdings announced it will shutter three percent of its stores, or 120 stores.  Sears also reported same store sales decrease of 5.2%- 4.4 percent at Kmart stores and 6 percent at Sears.  According to the company: “Kmart’s...

Internet Business Models

by Joshua Monen The Internet has given rise to new kinds of business models while at the same time reinventing tried-and-true models. There are Internet business models that result in passive income and those that work through active income (exchanging hours for...