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Business Blueprint 2021

Below is a very condensed 12 minute version of a 90 minute speech I did recently entitled “Businesss Blueprint 2021.”  The key premise of the presentation is that three powerful trends are affecting all businesses and can be fought or harnessed.  These...

Flipping in the Pandora Business Model

A few posts ago, we discussed the Pandora business model.  Pandora.com has been a huge success capturing musical market share and has a terrific business model in many ways.  However, there are some difficulties with the model, particularly, the direct relationship...

Delta Airlines Odd Business Model Move

In an odd move, Delta Air Lines Inc. (DAL.N) will buy a Pennsylvania oil refinery from ConocoPhillips for $150 million. In a throwback to the 1920s Ford Motor company vertical integration strategy, Delta says that the first ever purchase of a refinery by an airline...

What Factors Affect How Much You Pay for Insurance?

If you are like most people, you think that drivers who zip around the city in shiny, red sports cars are the ones who pay the most for car insurance. You may also think that older adults pay more for life insurance, and people with preexisting health conditions pay...

Pandora’s Business Model Experiment

Internet radio giant Pandora Media is the world’s largest Internet and mobile radio service. In June 2011, the company went public at $16 per share. Quickly after the IPO, investors drove the stock down, concerned about Pandora’s ability to generate...